Credit Card Calculator

What will it take to pay off your credit card? Use this credit card calculator to determine how long it will take to pay off your debt. Simply enter the credit amount owed, interest rate, and monthly payment or (percent of balance) to calculate the months until it's paid off.

Credit Information


$
%
%

Minimum payment must be 2.5% of balance ($) or $25,
whichever is greater.


Months Until Paid Off:

Total Interest Paid:

Calculator is for illustrative purposes only and not intended to provide financial advice. Please contact a bank representative to discuss your individual circumstances. Actual rate, payment, terms and costs could be higher. Get an official loan estimate before choosing a loan.